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# AccountLancer: Accounting & Business Taxes for Freelancers & Small Businesses

## Sitemaps
[XML Sitemap](https://www.accountlancer.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [6 Reasons QuickBooks Self-Employed Should Be Avoided](https://www.accountlancer.com/quickbooks-self-employed/): Many people will push you toward QuickBooks Self-Employed for a cheap small business accounting option. Let me save you from making a huge mistake.
- [The Huge List Of Business Expenses For Online Businesses](https://www.accountlancer.com/business-expenses/): When it comes to running a business, not everything is deductible. There are a lot of people giving terrible advice about business expenses but I'm here to clear it up!
- [Bookkeeping: 4 Times You Should Consider An Upgrade](https://www.accountlancer.com/upgrade-bookkeeping/): A bookkeeping system is important for businesses of any size. But at what point is a simple spreadsheet just not good enough?
- [Use Outsourcing To Jumpstart Small Business Success](https://www.accountlancer.com/outsourcing/): Outsourcing confuses a number of new entrepreneurs. Here, we'll look at how it works and can help your small business succeed.
- [Breaking Down The Self-Employed Health Insurance Deduction](https://www.accountlancer.com/self-employed-health-insurance-deduction/): Health insurance is confusing as all get-out! It's worse when you're self-employed. And if you're married...Fuggedaboutit! Let me clear up the Self-Employed Health Insurance Deduction a bit.
- [Why My Clients Run Payroll With Gusto & Love It](https://www.accountlancer.com/gusto-payroll/): It can be time consuming to run payroll with all it requires. Use Gusto to run payroll & get a practically hands-off experience while still being fully compliant with all of the rules!
- [Everyone Isn’t Meant To Be A Business Owner–And It’s 100% Fine](https://www.accountlancer.com/business-owner/): There's a lot of advice about entrepreneurship on the web. The problem is that the biggest thing people need to know about being a business owner is often never mentioned!
- [Limited Liability Company (LLC) Formation: DIY To Save Time & Money](https://www.accountlancer.com/limited-liability-company/): Paying for limited liability company formation is expensive and time-consuming. I'll show you how easy it is to DIY and save a bunch of money!
- [How To Pay Yourself When Self-Employed](https://www.accountlancer.com/pay-yourself/): Business money is for business stuff and personal money is for personal stuff. I'll show you how to pay yourself the right way when you are self-employed.
- [5 Big Reasons To Have Separate Bank Accounts For Business And Personal Money](https://www.accountlancer.com/separate-bank-accounts/): Having separate bank accounts for business and personal money might seem unnecessary. Truth is, there are plenty of reasons to do it!
- [What Barter Is & How It Can Be Useful To Your Business](https://www.accountlancer.com/barter/): Barter is an ancient trading practice yet still works in modern society. Learn how it works and you can implement it in your own business.
- [Self-Employment Tax: What Most People Fail To Address](https://www.accountlancer.com/self-employment-tax/): What is the self-employment tax? How is it calculated? When is it due? How do you pay it? This guide has the answers to your self-employment tax questions.
- [Every Business Needs A Website, Even Yours!](https://www.accountlancer.com/business-website/): A small business website today is like a listing in the Yellow Pages in the 1970s: it's a requirement.
- [Starting A Business Won’t Solve Your Financial Problems](https://www.accountlancer.com/starting-business/): A business can lead to prosperity. A business can lead to financial freedom. But starting a business won't be a magic fix for your financial problems.
- [Fact of Life (And Business): You Get What You Pay For](https://www.accountlancer.com/you-get-what-you-pay-for/): You get what you pay for. It is a simple saying that holds tons of truth. In some cases the value is more than others, but you get crap when you pay crap.
- [Digital Nomad? Know The Tax Rules To Avoid Trouble!](https://www.accountlancer.com/income-taxes-digital-nomad/): Being self-employed makes taxes complicated. Being a location independent digital nomad is even more confusing. This helps clear up some of the confusion.
- [What To Do When You Wrongly Receive A 1099-NEC](https://www.accountlancer.com/wrongly-receive-1099-nec/): Paying taxes sucks. It sucks even more when someone wrongly filed a 1099-NEC resulting in duplicate income being reported to the IRS and you receive a letter saying you owe even more. Here is what you should do to resolve that issue.
- [Why Your Business Should Accept Credit Cards Today](https://www.accountlancer.com/accept-credit-cards/): It's a necessity for small businesses to accept credit cards. It may cost money, but the flip side of limiting how you can get paid is even more costly.
- [1099-NEC: When You Should & Shouldn’t Be Filing](https://www.accountlancer.com/1099-nec-filing/): The new IRS Form 1099-NEC is similar to the 1099-MISC. That means you are probably getting bad advice as to when you need to send it, so let me clear up the confusion.
- [Year-End Business Tax Tips Are Often Misleading To Freelancers (Or Just Bad)](https://www.accountlancer.com/misleading-business-tax-tips/): Freelancers can't afford to leave tax planning for the end of the year. Even then, most of the year-end tax tips are plain bad and not worth the time it takes to read.
- [How To Hire A Web Designer For Your Small Business (Or Blog)](https://www.accountlancer.com/hire-web-designer/): There are a few things you can do, however, to weed out the web designers you shouldn't be working with, and it won't take very much time or effort:
- [How Using Factoring Companies Can Help Your Business Grow](https://www.accountlancer.com/factoring-companies/): Some small businesses can't qualify for traditional funding options. Either they don't have a long enough history or the owners have bad credit themselves. There is an alternative available to improve cash flow. Factoring companies can improve cash flow and help a business grow.
- [Separate The Business And Personal On Social Media](https://www.accountlancer.com/separate-social-media/): Facebook and other social sites make keeping up with people easy. It also makes it easy for you to screw up relationships if you don't do it the right way.
- [You Have No Business Without Customers](https://www.accountlancer.com/no-business-without-customers/): Customers are the lifeblood of any business. They should always feel that they're valued, regardless of the economy, but especially in the down times.
- [What Should I Name My Business?](https://www.accountlancer.com/naming-business/): It can be tough trying to come up with the right name for your new business. Do you get fancy or simple? Your name or a made-up word? The decision sometimes has unforeseen consequences.
- [Finding The Perfect Tax Accountant For Your Small Business](https://www.accountlancer.com/finding-tax-accountant/): When it comes to hiring a tax accountant, you need to be selective. Not every accountant will be right for your business. These tips will help you hire the right person.
- [Sales Figures Alone Do Not Reveal Everything](https://www.accountlancer.com/sales-figures-alone-do-not-reveal-everything/): The other day, a client who was in search of additional business financing called me to talk about his prospects. His personal situation had not always been the greatest, but his current credit scores are now nearing excellent. The banks that he had been to were all turning him down, and he was searching for answers. After a few minutes of complaining about how he was being scrutinized for past indiscretions regarding his personal credit, and his lack of "juice" with the institutions he had been dealing with, one comment came out that I could not ignore. He stated that even with the seasonality of his business (he's in the event planning industry), and the dry period about to end, his sales were already approaching last year's totals. That is where his biggest mistake was, and the most likely reasoning behind all of the rejection he received.

## Pages
- [Privacy Policy](https://www.accountlancer.com/privacy-policy/): At AccountLancer we consider the privacy of our visitors to be extremely important.
- [Who Is Eric J. Nisall?](https://www.accountlancer.com/my-story/): I'm a regular guy raised by regular people.
- [Media Mentions](https://www.accountlancer.com/media-mentions/): This will serve as a summary of all of the interviews I have given, the podcasts I have guested on, the awards I've been recognized for, and the articles to which I've provided my expert knowledge and quoted.
- [Articles](https://www.accountlancer.com/articles/): Running a business is way more involved and difficult than just doing what makes the money. What’s considered business income? What can be counted as business expenses? How do I find people to work with? Where do I find clients? All those questions need to be answered and understood as well as doing the actual work.
- [FAQs](https://www.accountlancer.com/faqs/): Neither document sets a time limit on the length of time we have to be in business together. All that is required is 30 days notice prior to the engagement being ended by either party for any reason.
- [Client Reviews](https://www.accountlancer.com/client-reviews/): I'm pretty good at talking, but that 's not what this page is about.
- [Review Me](https://www.accountlancer.com/review-me/): If you feel that I've done an outstanding job for you, tell the world!
- [Contact Me](https://www.accountlancer.com/contact/): I want to help you! That’s why I do what I do after all.
- [Schedule An Appointment With AccountLancer](https://www.accountlancer.com/appointment/): So you're thinking about us working together...that's great!
- [AccountLancer – Accounting & Business Taxes for Freelancers & Small Businesses](https://www.accountlancer.com/): You don't have to feel like you're on your own as a small business. Here, you will be treated with the personal attention and care you deserve!
- [Quickbooks ProAdvisor](https://www.accountlancer.com/quickbooks-proadvisor/): Still use ledger paper or an excel spreadsheet as your bookkeeping system?
- [Business Income Taxes](https://www.accountlancer.com/business-taxes/): Even more confusing than individual income taxes yet just as important since most small business returns flow directly into your personal tax return. That said, it's important to work with a professional that you can trust and count on to provide solid advice.
- [Personal Income Taxes](https://www.accountlancer.com/personal-taxes/): One of the biggest mistakes people make is thinking they can prepare their own taxes. Don't risk doing one of the most important tasks of the year just because you "think you can", someone else was able to do it, or you simply don't want to spend the money.
- [Accounting & Bookkeeping Services](https://www.accountlancer.com/accounting-bookkeeping/): You aren't an accountant, so why waste your valuable time trying to do those types of tasks? You belong doing what brings in income--isn't that why you started your business in the first place--leaving the accounting to the pros like yours truly.

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## Testimonials
- [Eric has been my accountant](https://www.accountlancer.com/testimonial/eric-has-been-my-accountant/): Eric has been my accountant for several years now. He is incredibly responsive, efficient, and knowledgeable. He helped me set up an S Corp for my business and completes my personal and business tax returns every year. He's been with me through multi-state moves, complicated returns, and the ups and downs of my businesses. I highly recommend him if you're looking for someone reliable who truly cares about his clients.
- [Eric is an attentive, thorough,](https://www.accountlancer.com/testimonial/eric-is-an-attentive-thorough/): Eric is an attentive, thorough, and caring professional. He is very responsive whenever I have a question, and has helped guide me through everything from normal yearly taxes, to more complex situations like applying for the PPP loan and navigating my evolving business. He has great knowledge for working with sole proprietors, and smaller businesses, which is essential to find in order to feel truly supported and understood. I highly recommend working with Eric!
- [Working with Eric makes my](https://www.accountlancer.com/testimonial/working-with-eric-makes-my/): Working with Eric makes my least favorite part of being a business owner easy and painless. There’s nothing hidden about his process, the systems he has in place make the entire process seamless , and he’s great at communicating so I always know where I am in my filing process. Wouldn’t work with anyone else.
- [Melanie Lockert](https://www.accountlancer.com/testimonial/melanie-lockert/): Eric is great and easy to work with! He made everything manageable and easy to understand. I love that he's so knowledgeable and I can access him via text message. Not only that, but he's affordable and really has your best interest at heart.
- [Amanda Abella](https://www.accountlancer.com/testimonial/amanda-abella/): Eric has been more than just an accountant. He's not only taken care of my bookkeeping and taxes (which is a hefty job as it is), he's also been a source of support as I sort out my finances and move into a new stage in my business. I know he cares about my success as much as I do and that's very hard to find these days. I would recommend him in a heartbeat.
- [Corey](https://www.accountlancer.com/testimonial/corey/): I reached out to Eric for consultation after receiving a letter from the IRS stating that I was being audited. He was quick to respond (I think he could sense my stress level). He helped me understand not only what the process would be, but also to confirm that I had adequate records. His immediate feedback gave me the confidence when talking with the IRS. Eric is not only knowledgeable, but honest. He could have easily pushed for his own business, asking me to hire representation in my defense, but he didn't. He's now my go-to guy for all things related to taxes.
- [Ashley Barnett](https://www.accountlancer.com/testimonial/ashley-barnett/): I received a letter from the IRS saying I had overpaid my payroll taxes by over $1,500. I didn't see how that could possibly be correct so I went searching through my books. I worked on it on and off for three days but I was only getting more and more confused.
- [Kendra Wright](https://www.accountlancer.com/testimonial/kendra-wright/): Thank you for being an incredible accountant. You're so easy (and fun!) to work with. I really appreciate how proactive you are and that none of my taxes / accounting tasks feel stressful with you in my corner!
- [Sara & Zack Rathner](https://www.accountlancer.com/testimonial/sara-zack-rathner/): Eric was great to work with! He quickly responds to emails, calls, and texts whenever we had a tax question, and even redid some areas of our return after we made contributions to retirement accounts for the prior tax year. We highly recommend him. Some friends have told us horror stories of their accountants taking WEEKS to reply to even a simple emailed question. We gave them Eric's contact info.
- [Zachary Sexton](https://www.accountlancer.com/testimonial/zachary-sexton/): Eric gets freelancers. He has specialized spreadsheets and advice that make tax season easy.
- [Alison Nastasi](https://www.accountlancer.com/testimonial/alison-nastasi/): My freelance life got a lot easier when I found Eric. He's prompt, straightforward, and helps me stay organized and on top of things. Freelancers need a professional who understands the ins and outs of the business. Eric does and makes the entire process seamless. I greatly appreciate his work and highly recommend him for all your accounting needs.